WebJan 2, 2016 · You will receive the higher of the two benefits. If you turn 62 on or after January 2, 2016, and: You are eligible for benefits both as a retired worker and as a … WebIf you or your spouse reached age 62 by the end of 2015, you qualify for a Social Security claiming strategy called restricted application. Here's how it works: The younger spouse (who doesn't need to have turned 62 at the end of 2015) claims Social Security benefits based on his or her own earnings record.

How Are Social Security Spousal Benefits Calculated? - Investopedia

WebFor example, if your full retirement age were 66, then the following reductions to benefits would apply: At age 65, you would receive 45.8% of your spouse’s benefit. At age 64, you would receive 41.7% of your spouse’s benefit. At age 63, you would receive 37.5% of your spouse’s benefit. At age 62, you would receive 35% of your spouse’s ... black goldfish for sale

Benefits for Spouses - Social Security Administration

WebOct 4, 2024 · The percentage of your spouse's Social Security that you receive starts at 32.5% at age 62 and steps up gradually to 50% at your full retirement age, 66 or 67, … WebA married spouse without an earnings record (or whose record would result in a lower Social Security payment) can collect on his or her spouse's earnings record when his or her spouse turns 62. Collecting Social Security at 62 has some advantages. For example, you may be ready to retire and counting on Social Security as the cornerstone of your ... WebMar 15, 2024 · You can receive up to 50% of your spouse’s Social Security benefit. You can apply for benefits if you have been married for at least one year. If you have been … black goldfish baby